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Michigan residents whose job losses have resulted in the loss of health insurance may soon be getting some help. Governor Whitmer's office announced today that the state will be investing $1 million to help those who may have lost health care insurance in 2020.

"Access to medical care is more important than ever, yet job and income losses during the COVID-19 pandemic have caused many Michiganders to lose their health insurance,” said Governor Whitmer. “Signing up for insurance can be a confusing process, but this funding will ensure people have access to local help and the resources they need to understand their options and get themselves and their families covered.”

According to a press release, the $1 million investment is being provided by the US Coronavirus Relief and Economic Security (or CARES) Act.

The coverage for which you may qualify will depend on your income and situation. Some may qualify for low- or no-cost coverage through the Healthy Michigan Plan, MiBridges, Medicaid, and other programs.

Here are the steps to see if you're eligible for coverage:

  • Open enrollment for the Marketplace runs Nov. 1 to Dec. 15, 2020, with coverage beginning Jan. 1, 2021. Assistance is available to help people at no-cost by visiting localhelp.healthcare.gov.
  • Special enrollment periods may also be available to people who experienced a qualifying life event in 2020, including job loss or reduction in income, but who have not yet enrolled in a new plan. Also, American Indians and Alaska Natives can enroll in a Marketplace plan at any time and can change plans once a month. For more information about special enrollment periods, visit healthcare.gov/screener.
  • Depending on income and other factors, coverage is also available through Medicaid and the Healthy Michigan Plan. Those eligible can apply for coverage at any time through Michigan.gov/MIBridges or by calling the Michigan 211 COVID-19 Resource Navigation line at 844-587-2485.
  • Seniors who have lost employer-provided health insurance during the pandemic may also be able to sign up for Medicare during a special enrollment period. For more information about signing up for Medicare or eligibility for a special enrollment period seniors may visit Medicare.gov or call the Michigan Medicare Medicaid Assistance Program at 1-800-803-7174.

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