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We've been hearing a lot of chatter about a second stimulus package, but now it finally appears that we will indeed be getting a check from the federal government. (Does anyone else have an "I'll believe it when I see it attitude" when it comes to anything government-related?)

But what does the $900 billion dollar deal mean for us in Michigan? And what do you have to do in order to get the money?

First, individuals who make less than $75,000 per year will be receiving a one-time payment of $600. Married couples earning up to $150,000 per year can expect $1,200. That is half of what each of us received earlier this year under the original CARES act. You'll also be getting $600 for each of your dependent children, that's up from $500 last time.

But what do you need to do to get the money?

The answer is very likely, NOTHING.

If you received a direct deposit or a physical check in the spring of this year, your second payment will be arriving on its own as well, provided your information is still current.

But as you can expect, scammers are on the prowl. Reports indicate that many people have been receiving emails asking them to provide personal information in order to receive their second stimulus payment.

It's important to note -- and to make sure that elderly parents and those who may be vulnerable know as well -- that the government will not contact you via email, phone, or text in order for you to receive your stimulus payment.

Scammers are out there. It's our job to make sure we're always one step ahead of them.


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