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Save More, Spend Less in 2013
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Six Ways To Save More and Spend Less in 2013

If you're looking to save a few bucks (or more!) in the new year, we've got six quick tips to help you get started.

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Save More, Spend Less in 2013
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Six Ways To Save More and Spend Less in 2013 – #1

Use Coupons
Go ahead, make fun of me for being on that show. I'll wait.

While you were poking fun, we just saved about 55% on our grocery bill. Here's our couponing strategy:

  • Buy the Sunday paper (The Flint Journal and the Detroit Free Press publish different inserts, so it pays to pick up both.)
  • Clip the coupons for products you actually use
  • Do
Category: Family, Lists, Money Tags: ,
Save More, Spend Less in 2013
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Six Ways To Save More and Spend Less in 2013 – #6

Adjust the Thermostat
How low can you go? Put on extra layers and snuggle up in the winter, especially at night.

In the summertime, ceiling fans run more efficiently than air conditioning, and for every degree you set your thermostat above 72, you'll save 3% off your electric bill

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Save More, Spend Less in 2013
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Six Ways To Save More and Spend Less in 2013 – #3

Ditch The Bottled Water, Pop Machine and Coffee Shop
The average American drinks 167 bottles of water each year.

Turn on the tap, make a pot of coffee at home, and if you can't quite kick the carbonated habit, buy it at the grocery store rather than dropping $1

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Save More, Spend Less in 2013
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Six Ways To Save More and Spend Less in 2013 – #4

Trim Your Cable and Cellphone Bills
Are you paying for channels you don't watch, or features you don't need?

Check with your providers to see if you qualify for bundle discounts, or new packages that could cut your monthly expenses

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Save More, Spend Less in 2013
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Six Ways To Save More and Spend Less in 2013 – #5

Take Advantage of Credit Card Offers
Many financial gurus advise against using plastic, and insist that cash is king. I disagree.

Search the web for rewards cards that have introductory bonus offers

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Save More, Spend Less in 2013
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Six Ways To Save More and Spend Less in 2013 – #2

Transfer Prescriptions
Rite-Aid, Meijer, Kroger, Target, and Walgreens frequently offer incentives for transferring prescriptions to their pharmacy. Often the incentive can be greater than the co-pay

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Three Ways To Save Money on Halloween Costumes

If you're trying to get through Halloween without spending a fortune, Yahoo has a few tips on how to do it. There's nothing really groundbreaking, but here are their top three ways to spend as little as possible.

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getting ready for the garden
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Save Money by Starting Your Garden From Seeds

If you're planning to plant vegetables or flowers or both this year, you can save a ton of money by starting your plants from seeds.
Maybe you planted seeds when you were in elementary school in a milk carton. The same principle applies here. All you need are some small containers (I like yogurt cups), some soil and some seeds.

 

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Save Money on Home Phone Service – Verizon May Combine Home With Cell

You may eventually be able to eliminate your home-phone bill, without eliminating your land line. 

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