Flat-screen TV?  Check.  Ipod?  Check!  A lot of consumers already have tech toys, and they're still pretty new.  Retailers are gearing up for a slow holiday season.

Retailers typically do one third of their annual sales between October and December, and this year's holiday shopping season is not on track for big gains, according to an analyst firm that follows the industry and interviewed shoppers. In fact, the outlook is pretty bleak.

The NPD Group says it is expecting a 1 to 3 percent decline in sales for the approaching holiday shopping season for tech retailers.

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