The cold and flu season has seemed particularly brutal this year. As I type this, people in my office are coughing, sneezing and sniffling around me. I'm afraid that it's only a matter of time until I get what they have. And then what, I ask myself. Another trip to an overly busy doctor's office, a long wait, another expensive co-pay, and being around all of those sick people, right? Not necessarily. We have a new option here in Michigan.