The insurance company thinks he did it to collect the money. At the time of the crash the driver told police he dropped his phone while he was driving down a Texas highway. You be the judge. It was caught on video.

Three weeks before the accident, the insurance company issued a $2.2 million policy on the Bugatti. The driver is counter-suing, saying the company owes him $2.2 million for damages to the car. Caution there is some rough language in the video.