If you live in Michigan, you're getting screwed on car insurance. We pay more -- 82% more than the national average -- than any other state in the US, for the fourth year in a row.

According to Insure.com, the average Michigan driver pays $2,395 for car insurance. The national average is $1,076.

Want to cut your bill? Move to Maine. Residents of Maine pay just $864 per year.

Michigan's exorbitant rates can be attributed to our no-fault system, according to Insure.com's Penny Gusner.

“Michigan residents can blame their unique no-fault system for their high cost of auto insurance,” Gusner said. “It allows for unlimited medical benefits for injuries sustained in auto accidents and a lot of fraud arises — the result is exorbitant car insurance premiums for car owners.”

For a comprehensive look at car insurance rates across the US, click here.